Your contributions are, however, subject to Social Security taxes. You may use the Retirement Income Calculator in our Learning Center to perform an investment analysis.
Changes can be done at any time. Your request will be processed within five 5 business days. Government Bond Fund — High current income by investing primarily in U. Invests in a broad range of government bond sectors, including Treasuries, government agencies and mortgages. For example, the U.
High-quality bonds generally are less correlated to stock market movements than lower quality securities. TIPS Index. The fund invests primarily in common stocks of issuers in Europe and the Pacific Basin that the investment adviser believes have the potential for growth. Growth stocks are stocks that the investment adviser believes have the potential for above-average capital appreciation.
Target Date Retirement Series — Depending on the proximity to its target date the fund will seek to achieve the following objectives to varying degrees: growth, income and conservation of capital.
The fund will increasingly emphasize income and conservation of capital by investing a greater portion of its assets in bond, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to balance total return and stability over time.
Equity Income Fund — The Fund seeks current income through regular payment of dividends with the secondary goal of capital appreciation. International Index Fund — Seeks to provide investment results that correspond to the total return of foreign stock markets. Fidelity Growth Strategies — Seeks capital appreciation. Normally investing primarily in common stocks. Focusing investments in medium-sized companies, but may also invest substantially in larger or smaller companies.
Fidelity Advisor Total Bond — Seeks high level of current income. Universal Bond. Small Cap Stock Fund — The fund seeks to provide long-term capital growth by investing in stocks of small companies. Blue Chip Growth Fund — The fund seeks long-term growth of capital by investing primarily in common stocks of well-established large and medium-sized companies.
Income is a secondary objective. Dividend Growth Fund — The fund seeks dividend income and long-term growth primarily through investments in stocks. Institutional Index Fund — Seeks to track the performance of a benchmark index that measures the investment return of large-capitalization stocks. Mid-Cap Index Fund — Seeks to track the performance of a benchmark index that measures the investment return of mid-capitalization stocks.
The fund employs an indexing investment approach designed to track the performance of the CRSP US Mid Cap Index, a broadly diversified index of stocks of medium-size companies. The fund invests primarily in high-quality, short-term money market instruments issued by the U.
Wellesley Income Fund — Seeks to provide long-term growth of income and a high and sustainable level of current income, along with moderate long-term capital appreciation. Treasury, and government agency bonds, as well as mortgage-backed securities. Wellington Fund — Seeks to provide long-term capital appreciation and reasonable current income.
These securities include investment-grade corporate bonds, with some exposure to U. Treasury and government agency bonds, as well as mortgage-backed securities. Small-Cap Index Fund — Seeks to track the performance of a benchmark index that measures the investment return of small-capitalization stocks. Note: Sources of the fund descriptions include the fund fact sheet, fund prospectus and Yahoo Finance.
Past performance is no guarantee of future results. Your k account is a long-term investment, designed specifically for your retirement needs. Because of this, the IRS restricts when you can withdraw your money. Federal law imposes these limitations. You pay taxes on your Vista k plan contributions and your earnings when you withdraw them.
Your k plan has a loan provision to give you access to your money. The following rules apply:. You must meet specific criteria to qualify for a financial hardship.
The IRS allows the following six reasons for hardship withdrawal of your k funds. The withdrawal cannot exceed the cost of your hardship. You must complete a hardship withdrawal application that details your financial situation and provide written documentation for all eligible expenses. Open Account. Vista k Plan k Plan Highlights. Plan Features Who can join? How the Plan works? From a select group of funds, choose any fund or funds in the plan you wish to include in your portfolio.
Use the tools provided, including the Risk Category models, to help guide your investment decision. Open Account. Vista k Plan The Vista k Plan is a qualified defined contribution plan that allows participants to invest in mutual funds offered through top fund companies such as American Funds, T Rowe Price, Fidelity and Vanguard to name a few.
Select funds based on Target Retirement Date. Select funds based on your Risk Category. Select your own funds. Investing with Vista k is. You may enroll online and contributions are withdrawn pre-tax from your paycheck.
Low Cost.
0コメント